Thursday, December 30, 2010

Moms Making Money



Amber Portwood mugshot, hitting Gary video below


MTV’s Teen Mom reality star Amber Portwood has been arrested and is in jail in Indiana.


She has been charged with three felonies after hitting Gary Shirley, her child’s father, during an episode of Teen Mom.


Amber Portwood, 20, was arrested and charged with two felony counts of domestic battery, one felony count of neglect of a dependent, and one misdemeanor count of domestic battery. [TMZ]


Recently Amber Portwood told the National Enquirer that MTV actually paid her to hit Gary Shirley.


From the National Enquirer:


But Amber insists the violence was all a ruse and that show execs gave her an extra $1,000 to “get physical” with her ex during filming because they “wanted more drama,” says an insider.

“Amber knows she needs a good defense, and reality show producers are known to stage scenes, so she thinks it’s believable.

“She says that the producers were concerned because they don’t get much drama from the other moms.

“They told her that she and Gary were the most popular couple on the show and that they would pay her extra to provoke a fight. Amber says Gary didn’t know about it because they wanted a ’spontaneous’ reaction from him.”


Amber Portwood has attacked Gary Shirley three separate times and MTV, whether they told her to do it or not, should be partially held responsible.


It’s disgusting what has become of so many reality shows. Hitting, attacking, bullying, and making people’s lives hell seems to bring up ratings, but at what cost? The really sad thing in this instance is that a child is involved. MTV may not have paid Amber Portwood to hit Gary, but even if they didn’t, they filmed it happening and aired the episode – all for ratings and profit. They reward her for the bad behavior and give her a paycheck for the “drama” they crave so badly. But that money will be gone soon (especially now that she could be fined $10,000 for her charges) and what’s left? A child who will one day see this footage which will definitely be damaging to her.


Congrats, MTV, after Jersey Shore I didn’t think you could sink any lower, but it looks like you have. It’s a shame considering the ground-breaking, edgy, rock n’ roll channel it used to be. Now it’s simply the Jerry Springer of networks.


Amber Portwood is facing 3-years in prison and may be fined upwards of $10,000. I hope that $1000 was worth it.





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Fox <b>News</b>, Hypocrisy, And “Politically Correct” Journalism

My earlier post about Megyn Kelly's absurd equation of illegal immigration and rape in a discussion about changes to the Associated Press Style Guide.

Keith Olbermann: &#39;Fox <b>News</b> Is 100% Bullshit&#39;

Keith Olbermann is anything but hesitant when it comes to a battle with Fox News, and the MSNBC anchor took to Twitter Wednesday to share his views on the TV network he probably wouldn't even call a rival. "Fox News is 100% bullshit," ...

Larry Kramer: This Is Why Fox <b>News</b> Continues To Roll

People are getting lazy about forming their own opinions.


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Tuesday, December 28, 2010

foreclosure report


A press release from LPS' Mortgage Monitor Report shows Foreclosure Inventory Rising for 5th Straight Month

The November Mortgage Monitor report released by Lender Processing Services, Inc. (LPS) shows that the volume of loans moving to REO continued to drop as moratoria further delayed foreclosure sales. While the 90+ delinquency category has steadily declined, the number of loans moving to seriously delinquent status beyond 90 days far outpaced the number of foreclosure starts. Nearly 2.2 million loans are 90 days or more delinquent but not yet in foreclosure.

Foreclosure inventories also continued to rise for the fifth straight month as delinquent accounts are referred for foreclosure, but the sale of foreclosure properties continued to decline. When compared to January 2008 levels, the foreclosure inventory of Jumbo Prime loans is nearly seven times higher; the inventory of Agency Prime loans is nearly six times higher; and the foreclosure inventory of Option ARM loans is approaching five times the inventory in January 2008.

The report also shows that one-third of loans that are 90 days or more delinquent have not made a payment in a year; however, the number of new problem loans declined nearly 5.4 percent from October, which is opposite of the seasonality trend that typically impacts new delinquencies this time of year. Self-cures for loans one to two months delinquent increased in November to a six-month high.

In the month of November, 261,153 loans were referred to foreclosure, which represents a 0.7% month-over-month decline. The total number of delinquent loans is nearly 2.1 times historical averages - and foreclosure inventory is currently at 7.7 times historical averages.

As reported in LPS' First Look release, other key results from LPS' latest Mortgage Monitor report include:

  • Total U.S. loan delinquency rate: 9.02 percent
  • Total U.S. foreclosure inventory rate: 4.08 percent
  • Total U.S. non-current* loan rate: 13.10 percent
  • States with most non-current* loans: Florida, Nevada, Mississippi, Georgia, New Jersey
  • States with fewest non-current* loans: North Dakota, South Dakota, Alaska, Wyoming, Montana
Charts From The Report

The report is 34 pages long. Inquiring minds may wish to give it a closer look. Here are a few select charts.

click on any chart for sharper image

Delinquent and Foreclosure Rates by Month



Total Delinquency Percent Excluding Foreclosures



Total Foreclosure Percent By Product



Foreclosure Increase Compared to January 2008



Loan Cures



Serious Delinquencies



Foreclosure Starts vs. Serious Delinquencies




While there are some welcome trends in direction, actual foreclosures are lagging. The pent-up need to foreclose is huge.

Moreover, mortgage rates have rising nearly a full percentage point in the last 45 days. This will put a damper on already depressed home sales, making it harder to unload inventory.

Look for months of inventory to soar in the upcoming months with continued declines in home prices. Contrary to what most think, falling prices are a good thing. Home prices need to fall to a point low enough where genuine demand kicks in.

Foreclosure moratoriums are counterproductive and exacerbate existing problems.

Mike "Mish" Shedlock
http://globaleconomicanalysis.blogspot.com
Click Here To Scroll Thru My Recent Post List


 


""A total of 78,955 U.S. properties received default notices (NOD, LIS) in November, a 21 percent decrease from the previous month and a 31 percent decrease from November 2009 — the 10th straight annual decrease in default notices. November’s default notices total was the lowest since July 2007. ""


 


DEFAULT NOTICES,  administrative 3 months mandatory paper trail, properly 'served' to meet stage one Legal Requirements...


 


November 2010 lowest since July 2007 thats 3 years and 5 months = 41 months 


so finally exhausted the continued monthly supply of about 80,000 defaulting type house buyers, 3.28 million defaulters


 


SINCE THE TAIL END CHARLIES finally 'evicted' is/has been at 95,000 / month...(why MORE..hum) ANYWAY, FOR SURE ALL 100% OF THE DEFAULTERS SEEM TO BE CONTINUING TO NOT PAY..remaining rent free during the judicial cycle from default to final eviction...


 


How Long on average ? 12-24 months per house rent-free? pure guess.. another guess is therrefore HOW MUCH 'TAKE HOME ADDITIONAL SPENDING MONEY IS IT @ 24 months and say $1500/month (very modest estimate, low end). and 3.28 million 'beneficiaries' over the 41 months thus far...


 


Well, a NICE SOLID $36,100 per household ....11.75 x 10 (6+4)  =>  11.75 tens of billions..=>.$117.50 BILLION boost to the USA economy, spread over 41 months, very very good...


 


Another pure guess is IF the US IRS will make an Administrative Final Decision regards the tax status of the UNPAIDFORGIVEN DEBTS on those mortgages...


 


You see, of course, that for every Bank Tax deduction for 'written off mortgage-debt', that same EQUAL amount of "DEBT FORGIVEN MUST BE TAXED", against the 'beneficiary...shall it be 'short term' or 'long term' windfall income?,


 


and under what special payment terms shall the IRS allow the money-due to be paid...probably the short term mode = 35% average for blue collar workers, spread over 2 years of the estimated $36,100 / household finally evicted, about $12,600 'back taxes due'


 


and for non-citizens, non-payment could result in deportation/refusals to renew VISAs and all THAT...right?


 


 



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The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

The Best of 2010&#39;s Animals in the <b>News</b>

2010 produced many weird, far-out, bizarre photos of people. But let's not forget all of the animals that made headlines over the past 12 months: from a rhino cow, penguin santas and lip-syncing monkey, we offer some of the best.

Fox <b>News</b> - Ratings - 2010 | MSNBC - CNN | Mediaite

Fox News will mark 2010 as one of the best years since the network's launch in 1996. The network posted powerful ratings, beating the combined ratings of CNN and MSNBC and marking the ninth straight year as cable's top news network.

Alfred Kahn, &#39;Godfather&#39; of Airline Deregulation, Dies at 93

Tagged: airline deregulation, airline industry, airlines, alfred kahn, civil aeronautics board, cornell university, m i economic economic indicators inflation, national news. Related Searches: air travel, airline news, ...


bench craft company scam

Thursday, December 23, 2010

Making Money Uk

The UK’s Institutional Investor Council has issued a blistering report on the excessive fees that investment banks charge companies to issue new shares — fees which one issuer are “usually immoral”. It certainly seems that way, looking at this chart: fees have been steadily increasing over time, even as the discount at which the new shares are issued has got larger and larger. The bigger the discount, of course, the less risk taken on by the underwriter, since the more that the share price would have to plunge overnight in order for the underwriter to risk losing money on the deal.



Yes, this chart includes the financial crisis, and it stands to reason that fees for rights issues would rise during a crisis. But we’re not in a crisis any more, and the fees aren’t coming down to their historical levels, even though the discounts are still enormous. And it’s notable that fees hit these highs on a percentage basis just as the amount of underwriting was surging:



What we’re seeing here is a textbook example of banks squeezing every last dollar they can out of their clients just when those clients are most desperate for money. And it stands in stark contrast to legal fees, which were considered fair by issuers and which have not risen visibly at all over the past few years.


None of this is illegal, of course, but it’s fair to call it unethical, if ethics are fundamentally based on the principle of “treat others as you would like to be treated”.


Christina Rexrode had a long article on banking and ethics in Sunday’s Charlotte Observer, and she concentrated on the kind of behavior which steps close to or even over the line into outright illegality. Maybe it’s just so blindingly obvious that banks behave in a fundamentally immoral manner most of the time that her editors considered that not to be news — charging $35 for a $2 cup of coffee, slapping enormous overdraft fees onto those who can least afford them, pushing high-interest credit cards on desperate customers, locating credit-card operations in South Dakota where usury laws are at their laxest, encouraging people to use the bonkers anachronism that is signature debit, steering customers into the financial products which pay the highest commissions, etc etc. All of this is legal, and all of it is designed to funnel as much money as possible from the customers’ pocket to the bank’s bottom line, and none of it is in the customer’s best interest, which means that none of it can really be considered moral.


More generally, Wall Street is an inherently adversarial place, where players are constantly trying to benefit from the misfortune of others. I’ll happily sell this stock to you at $40, because I think it’s going down, and I think that you’ll be sorry you bought it. Ethics and morals are very narrowly defined, when it comes to finance, and generally just mean being honest. Of course there’s much more to morality than simple honesty — and in any event honesty in financial markets is never simple.


So the issuers are absolutely right that the bankers are immoral — and the bankers are going to continue to ignore such questions, because ignoring such questions is how they make the big bucks. Here’s Rexrode:


The Observer broached the topic of banking and ethics with more than 50 people, almost all of them bankers or former bankers. Only 10 of the bankers agreed to be interviewed on the record. Some said they would speak only under anonymity because they feared retaliation from their employers…


People who spoke up could be seen as disloyal. The units that churned out the most revenue held the most sway with executives and other decision makers.


“To throw a flag in the sand and say, ‘I’m not sure about this’ – you’re not having a philosophical discussion with your priest, you’re saying to the guy in the next cubicle, ‘I’m not sure you should be making as much money as you’re making,’” said William Atwood, executive director of the Illinois State Board of Investment, an investor in major banks.


Ethics are great, of course. But money? In finance, that’s always greater.


(HT Dealbook, although they neglected to link to the report.)



In the interests of keeping the Wikileaks Cables available for all, regardless of whether the official website is taken offline, an enterprising Amazon trader has taken the 5000 Cables and is now selling them on the popular online retailer, making them available via the UK Kindle book store.


Currently, the Cables are rated at one star (out of five) as passionate Amazon users voice their displeasure at the confidential documents being made available on the website.



Users are angry at the seller for charging a fee for what should be free information but also because of Amazon’s stance when deciding to remove the hosting of the whistleblowing website. It is not clear whether Amazon will allow the book to remain available on its store, it was only recently that the company came in for criticism for allowing the book “A Pedophiles Guide“, a book that graphically described methods by which a pedophile could keep safe.


Amazon soon removed the book but not before a 10,000 person strong Facebook group calling for the boycott of Amazon and its child company Zappos was created.


Amazon reviewer Christoph Weiss comments:


1) selling the free information Wikileaks provided is highly unethical by the creator of this ebook

2) amazon.com kicked wikileaks from their server. for them to make money with this ebook is the straw that breaks the camels back: I will NEVER again buy ANYTHING on amazon.


IndignantCustomer also notes:


According to wikipedia, when Amazon ceased hosting wikileaks it rationalized the decision by saying wikileaks was “securing and storing large quantities of data that isn’t rightfully theirs, and publishing this data without ensuring it won’t injure others.” Amazon should consider the impropriety of profiting off of material and a cause that it wouldn’t host.


You can read the rest of the comments, here.


We are sure the comments will continue to roll in, until Amazon kills the page itself. What are your thoughts? Do you believe someone should make money off the back of the leaked Cables or do you think its a good idea people can download them to their Kindle?


Let us know in the comments.






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Wednesday, December 22, 2010

Making Money Job



One of the most discouraging things about the last two years was seeing swing voters in focus groups, when asked what President Obama's economic strategy was, repeat different versions of "Well, I know he said we needed to save the banks. Beyond that, I'm not sure." When Obama in his first State of the Union gave a vigorous defense of bailing out the banks, saying he knew it about as popular as a root canal, and saying "I get it", it was very memorable to voters. But when his predictions about what would happen when the banks were stabilized -- they would start making loans to businesses, and businesses would start hiring -- didn't happen, and instead the banks gave themselves record breaking bonuses, voters turned on Obama fast. In exit polls on Nov. 2nd, when asked who was most to blame for the bad economy, voters by a wide margin said Wall St. was most to blame, and the voters who said that went Republican by a 14-point margin.



Obviously, saving the banks hasn't been the President's only economic strategy. The stimulus bill, while too small, was an important job creator/saver. Saving the American auto industry was an incredibly important thing to do. Health care reform was in part a long term economic strategy. The infrastructure bank idea is a great potential job creator. Extending unemployment insurance helps keep money in the economy. And all the tax cutting going on is clearly meant to have some stimulative effect, although how much is highly debatable.



However, there have certainly been times where Secretary Geithner, who has been the main driver of the economic strategy, seems to think and act as if helping the big banks and helping the economy amount to the same thing. The tepid reaction to the foreclosure crisis has sure felt that way -- apparently we can't freeze foreclosures or do much to help homeowners because it might "endanger" the banks. In fact, I would argue the exact opposite: that our number one economic strategy right now should be to shift money from the big banks to the real economy, to Main Street businesses and workers and consumers. The big banks are hoarding extraordinary amounts of money, and they are clearly not investing it in job creating businesses. They are speculating with it, they are trading with it, they are investing in complicated financial instruments that do nothing to create jobs- in fact, they are sucking capital out of the real economy that might actually create jobs. These massive financial conglomerates have way too much concentrated wealth and market power, and that is weakening the rest of the economy.



This is one reason why, as I wrote a couple of times last week, it is so important to write down the mortgages of homeowners who are underwater. Taking that money out of the bankers' hands and putting it in the hands of the hard pressed middle class would do more to stimulate the economy than any other thing the President could do right now. This is also why the Federal Reserve's new proposed rule, out last week, on swipe fees is so good. It would generally limit swipe fees to 12 cents per transaction. Right now the average is 44 cents, and with most small businesses it's quite a bit higher. If this rule is upheld, this is money that will go straight from the big banks' profit margins into the main street economy -- all told, probably a $15 billion boost going back to retailers, restaurant owners, taxi cab drivers, and hopefully consumers. $15 billion going from Wall Street, speculative economy into the real economy is a nice lift right now. This is why I have been working with retail business leaders and consumer groups to support this new regulation.



Unfortunately, not all Democrats see it this way. Tom Carper and Mark Warner tried to head off the amendment that made this regulation happen in the Senate, and have been lobbying the Federal Reserve against a strong regulation on the subject ever since they lost the legislative fight. And Barney Frank, who is a great liberal on social issues but spends way too much time with bank lobbyists, was whining on Friday how unfair the proposed rule was to the poor bankers.



Barney, you got this one wrong. Democrats should not be looking out for the bankers, we should be looking for every single opportunity we can to drain the Wall St. swamp. The big banks are hoarding money. They have way too much market power, and when their profits expand, they put that money into the speculative economy rather than the real economy that manufactures goods, sells products and services, and creates jobs. When we take a dollar away from them, and put it into the real economy, there is actually a multiplier effect as people on Main Street spend or invest the money in real products. When mortgages get written down, it helps the real economy. When swipe fees on credit or debit card transactions get lessened, it helps the real economy. If we instituted a transactions tax on every trade made on Wall St, and put that money into a jobs program, that would help the real economy.



The big banks are hoarding our money. Our best economic program right now is to shift money from the banks, and put it into the hands of consumers who might actually buy products and businesses who might actually hire more workers.






Dylan Ratigan, having recently reincarnated himself as an activitst against the meddling of the banking oligarchy in American everyday lives, and a proponent for job creation, has hit the road, literally, with his inaugural event for his Steel on Wheel movement. The event starts at 7pm, and will be held in Seneca Falls. The idea behind this event is to bring different sectors of the political spectrum, from activists to investors to corporate leadership, towards building a Jobs Movement where Americans advocate for jobs in America that make things for Americans.  The focus will be on removing the four bottlenecks of jobs: megabanks, the health care cartel, corrupt trade practices, and the aristocratic tax code.  The tour is done in partnership with Nucor Steel, whose CEO Dan DiMicco will be one of the participants in tonight's town hall.

Here is Dylan justification for creating this long-overdue event:

Get America Working: We Need a Movement to Solve a Crisis

It's time, America. Americans need work. Americans need jobs. And
right now, our government's main job must be to help create these jobs.
The unemployment rate has lingered 9 percent for 19 straight months;
the longest postwar stretch on record. And with our list of challenges
ranging from overpriced health care to evaporating manufacturing, where
can we start? Here are four steps our country must take now to get
Americans back to work. Each tackles a bottleneck to jobs that must be
fixed now:



Fair Trade, Not "Free" Trade



First, we must balance our trade deficit by making trade fair. Some of our trading partners, China for example, have become our trading enemies
by devaluing their currency, basically giving us their unemployment
problem in return for buying our debt. Putting pressure on China to end
their currency manipulation and illegal trade practices will immediately
lead to more U.S.-based manufacturing -- jobs we desperately need back.
I did an interview with Dr. Peter Morici to discuss how our trade and banking policies are costing us jobs.





Make Banking the Practice of Lending to Businesses, Not Gambling or Buying Treasuries



Banks no longer make money from lending to American businesses. With
massive bank consolidation due to deregulation, as well as massive
bailouts, we now have four mega-banks that couldn't be less interested
in lending to businesses. Borrowing has declined 7 straight quarters while bank profits (and bonuses) are at all time highs. We have to break the bankers to bring back jobs. Listen to my Radio Free Dylan with Barry Ritholz and Josh Rosner for more on this problem.



Control Health Care and College Tuition Costs



The US spends 16 percent of GDP (twice as much as countries like the UK) but have worse health care.
Much of the brunt of paying for this inefficient health care comes from
US-based companies that are (unlike their foreign counterparts)
mandated to pay employee health care. The price of college tuition and
fees are skyrocketing as well, rising over 439 percent (adjusted for inflation) over the past 25 years.



Student borrowing has more than doubled in the last decade as prices
jumped 8 percent last year alone, meaning college may soon be out of
reach for many Americans. Meanwhile, there aren't enough jobs for these
students to pay off the debt, with high unemployment and over 17 million college graduates currently doing menial jobs. Listen to my interview with CEPR Director Dean Baker for more on this problem.



Reform the Tax Code



Right now, Warren Buffett's secretary pays a higher percentage of
income to taxes than Warren Buffett. That's a very big problem for
anyone who isn't the child of a billionaire. We need to reorganize the
tax code to promote US investment instead of rewarding overseas investment and aristocracy. Listen to my interview with tax expert and bestselling author David Cay Johnston for more on this problem.



When you have problems as we do, surely there is opportunity for work
solving them. But first we must correctly identify the root causes and
activate the necessary debate around the actual problems that are
costing America its jobs.



For the next three days, I'm going to be traveling the country for
the Steel on Wheels tour. We're having a conversation about how to make
things in this country again. Join us. We'll be holding Town Halls on
each leg of the tour, starting tonight at the University of Rochester (watch the live stream at 7pm EST here)



And let me know what you think we need to do to put America back to work on our new collaborative website at SteelOnWheels.com!



Or, if you'd like to stream our live town hall on your own website, click here to grab the embed code.

The event can be viewed below (and if the stream does not appear, you can watch it here):






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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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WarioWare D.I.Y. games cover 2010 <b>news</b> | Joystiq

British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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WarioWare D.I.Y. games cover 2010 <b>news</b> | Joystiq

British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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WarioWare D.I.Y. games cover 2010 <b>news</b> | Joystiq

British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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Bad news from freed detainee: The Jews used witchcraft on me at Gitmo.

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British mag NGamer put together a clever 2010 "year in review" of mainstream news using WarioWare DIY. Some of the referenced incidents may be obvious internationally, while others are quite UK specific, so we made a list of the ...

Ben Sherwood - ABC <b>News</b> | Attack Video | Mediaite

If a video posted to Vimeo is to be believed, there are some insiders at ABC News who don't really care very much for newly-named boss Ben Sherwood, described in the video as the Draco Malfoy of Broadcast News. The video--essentially a ...


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Sunday, December 19, 2010

Making Money With Options

The Business Travel Series is supported by Philips ChargeOn, a wire-free mobile phone charging system that gives you up to 4 hours of additional talk time when you’re on the go. To learn more about Philips ChargeOn, visit its website here.

Business travelers know better than anybody that time is money. Every second you spend fumbling around trying to find directions, losing receipts or trying to communicate in a language you don’t understand could mean the difference between making the big meeting or being out of a job.

If you own an Androidclass="blippr-nobr">Android smartphone though, you can make your life a lot easier with apps that enhance your business productivity while you’re on the go.

From collaboration to expensing, we’ve chosen six Android apps we believe are essential to any business trip. They will help keep you organized and focused on the business you need to take care of, no matter where you are.

Here are our six essential Android apps for business travelers.

1. Expensify

The expense report is one of the most essential but annoying components of business travel. You can’t live with them, and you can’t live without them.

Expensify makes this process easier to manage by importing your receipts directly from your credit card and turning them into easy-to-send PDF reports. The Android application makes it dead-simple to add cash expenses, log mileage and upload images of your receipts while you’re on the go.

Plus, how can you hate an application with “expense reports that don’t suck” as its tagline?

2. Talk to Me

Talk to Me is a simple application that translates what you’re saying into another language in real time. If you need to ask for directions in French, need to dictate complicated commands in Italian or just want to impress your friends with Spanish translations, this is the app to have. We think it’s mind-blowing.

This app is essential for the international business traveler in a time crunch. It can even be set as a widget for easy home screen access.

3. TripItclass="blippr-nobr">TripIt

We’re big fans of TripIt here at class='blippr-nobr'>Mashableclass="blippr-nobr">Mashable. It’s a master dashboard for all of your travel plans, tracking you and your network’s movements, points, miles, itineraries and more. It’s an essential for business travelers who want to organize and share their travel plans with the rest of their team.

The Android app extends that functionality to your smartphone so that you can access all of your team’s itineraries while in the airport or in the cab. It provides maps and directions. Pro users get two added bonuses: flight alerts and alternate flight options.

There are several great trip organization apps, but TripIt is the cream of the crop.

4. Box.net for Android

Say you have a presentation to give in Berlin in two hours, and your team calls you to tell you that they needed to make last-minute changes to your presentation, plus they want to send you info on the people you’re meeting. You’re not able to get your laptop out to review the new information, so what do you do?

Simple: You whip out your Android phone and launch Box.net to pull up the presentation and the files while you’re in the hotel, in the cab or in the waiting room. Box.net gives businesses the ability to easily share documents, and Box.net for Android lets you search and access them no matter where you are.

Having access to your company’s database of documents could mean the difference between being prepared on the road and being a bust at that big meeting.

5. Aloqa

Aloqa is a must-have for any business traveler that doesn’t want to waste time trying to figure out the best hotspots in the cities he or she visits. Unlike other location apps like Yelpclass="blippr-nobr">Yelp, Aloqa automatically notifies you of the interesting restaurants, events and places near you.

Once you set up your interests (“channels”), the notifications become killer. It’s not just “top restaurants near you,” but “top rated night clubs according to Yelp within walking distance.” There are a lot of customization options that ensure you always pick the best cafĂ© for that impromptu business meeting near your hotel.

6. FlightTrack

For most business travelers, nothing is worse than arriving at the airport only to have your flight canceled or delayed overnight. It’s just as painful trying to check the status of your flight with the airline.

FlightTrack from Mobiata is an app that tracks flight times, gates, delays and more so that you know when you need to be at the airport and when you need to be booking a different flight to get back home.

For those willing to pay a bit extra, there is also a Pro version of FlightTrack, complete with TripIt integration, and thousands of airport listings.

Series Supported by Philips ChargeOn/>

The Business Travel Series is supported by Philips ChargeOn, a wire-free mobile phone charging system that gives you up to 4 hours of additional talk time when you’re on the go. To learn more about Philips ChargeOn, visit its website here.

More Travel Resources from Mashable:

- 6 Free iPad Apps for Planning Your Next Vacation/> - 4 Social Web Apps for Making and Sharing Your Travel Plans/> - 7 Ways Mobile Apps are Enriching Historical Tourism/> - 10 Social Media Travel Resources You May Have Missed/> - How the Resort Industry is Using Social Media

Photo courtesy of Flickrclass="blippr-nobr">Flickr, laihiu

For more Mobile coverage:

    class="f-el">class="cov-twit">Follow Mashable Mobileclass="s-el">class="cov-rss">Subscribe to the Mobile channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad
The Yankees and Derek Jeter are making a big mistake with the way they are handling the negotiations for a new deal. After Jeter’s agent, Casey Close, referred to the Yankees negotiating position as “baffling”, GM Brian Cashman responded with this gem of a quote:



"We've encouraged him to test the market and see if there's something he would prefer other than this. If he can, fine. That's the way it works."



It wasn’t exactly a “thank you for all you’ve done, Derek” and it made the Yankees look small. But, not to be outdone, word leaked from Jeter’s camp that the shortstop was seeking a six-year/$150 million deal. That was later amended down to somewhere around four or five years for “only” $23 or $24 million. Pretty good money for a guy coming off a year where he hit .270/.340/.370.



The fact is the Yankees need Derek Jeter at shortstop in 2011. There are no in-house candidates, Eduardo Nunez didn’t exactly set the world on fire at AAA this year, and the free agent pool is weak. Throw in the fact that barring injury, Jeter will become the first Yankee to get 3,000 hits in 2011 and his return should be assured.



But the Yankees’ problem is beyond 2011. Maybe Jeter’s 2010 campaign was an aberration and he will return to his prolific hitting ways next year, but what if he doesn’t. What if he is like 99% of the shortstops who came before him and plays progressively worse after age 36?



And Jeter is rightfully looking at all the mega-deals the Yankees have handed out and wondering why he isn’t worthy of one. He has always played hard, played hurt and he has never embarrassed the franchise. For fifteen seasons, Jeter has been a great ballplayer on the field and a great ambassador off of it.



What the two sides need to do is find the middle ground. A series of team and player options, triggered by certain performance levels would make the most sense. That followed by a personal services contract after Jeter’s playing days have ended would also probably ease the turmoil. Whatever approach they take, they would be smart to erect a “cone of silence” and keep everything out of the press from this point forward. Neither side will look very good if the current rhetoric continues.





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<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

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<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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Hey, don´t kill the messenger! Send all hate letters to the University of Maryland, where the study was conducted. A group of researchers in the Program on International Policy Attitudes at...

<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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Hey, don´t kill the messenger! Send all hate letters to the University of Maryland, where the study was conducted. A group of researchers in the Program on International Policy Attitudes at...

<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

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<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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New Study Shows FOX <b>News</b> Viewers Are Misinformed! | PerezHilton.com

Hey, don´t kill the messenger! Send all hate letters to the University of Maryland, where the study was conducted. A group of researchers in the Program on International Policy Attitudes at...

<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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New Study Shows FOX <b>News</b> Viewers Are Misinformed! | PerezHilton.com

Hey, don´t kill the messenger! Send all hate letters to the University of Maryland, where the study was conducted. A group of researchers in the Program on International Policy Attitudes at...

<b>News</b> - Gwyneth Paltrow Confirms: I Helped Set Up Jake and Taylor <b>...</b>

After Us reported that Paltrow hosted a private dinner for the duo, she opens up about Gyllenhaal and Swift's budding romance.

<b>News</b> Corp&#39;s &#39;The Daily&#39; pub to hit iPad in January? -- Engadget

We heard News Corp's 'iPad newspaper' The Daily was on track for release in early 2011, but AllThingsD is hearing something more specific -- week.



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Thursday, December 9, 2010

Making Money With Options

The Yankees and Derek Jeter are making a big mistake with the way they are handling the negotiations for a new deal. After Jeter’s agent, Casey Close, referred to the Yankees negotiating position as “baffling”, GM Brian Cashman responded with this gem of a quote:



"We've encouraged him to test the market and see if there's something he would prefer other than this. If he can, fine. That's the way it works."



It wasn’t exactly a “thank you for all you’ve done, Derek” and it made the Yankees look small. But, not to be outdone, word leaked from Jeter’s camp that the shortstop was seeking a six-year/$150 million deal. That was later amended down to somewhere around four or five years for “only” $23 or $24 million. Pretty good money for a guy coming off a year where he hit .270/.340/.370.



The fact is the Yankees need Derek Jeter at shortstop in 2011. There are no in-house candidates, Eduardo Nunez didn’t exactly set the world on fire at AAA this year, and the free agent pool is weak. Throw in the fact that barring injury, Jeter will become the first Yankee to get 3,000 hits in 2011 and his return should be assured.



But the Yankees’ problem is beyond 2011. Maybe Jeter’s 2010 campaign was an aberration and he will return to his prolific hitting ways next year, but what if he doesn’t. What if he is like 99% of the shortstops who came before him and plays progressively worse after age 36?



And Jeter is rightfully looking at all the mega-deals the Yankees have handed out and wondering why he isn’t worthy of one. He has always played hard, played hurt and he has never embarrassed the franchise. For fifteen seasons, Jeter has been a great ballplayer on the field and a great ambassador off of it.



What the two sides need to do is find the middle ground. A series of team and player options, triggered by certain performance levels would make the most sense. That followed by a personal services contract after Jeter’s playing days have ended would also probably ease the turmoil. Whatever approach they take, they would be smart to erect a “cone of silence” and keep everything out of the press from this point forward. Neither side will look very good if the current rhetoric continues.




As we’re all well aware, Facebook doesn’t offer an iPad app. Well, maybe we’re not all so aware of that. Because Friendly, an unofficial app made by Oecoway, has been a massive hit on the platform. In fact, it has over 500,000 active users, co-founder Cyril Moutran tells us. And that’s pretty amazing considering that they have been charging for the app. But you can probably expect that number to explode even further, as they’ve decided to make the app free.


To be clear, there will still be a $0.99 version of Friendly, but the only difference from the new free version is that it won’t have ads. Undoubtedly, most users won’t care about that and will opt for the free version. And the app will rack up even more downloads because 1) again, Facebook doesn’t have an official app and 2) Friendly is a very solid way to use Facebook on the device.


We’re making Friendly for Facebook free, because we want to expand our user base and put Friendly for Facebook in as many people’s hands as possible,” Moutran says. The service essentially takes the touch-optimized version of Facebook’s site and wraps it in their own native app wrapper. But this allows them to add more functionality, such as the ability to change fonts and colors. Plus you can browse the web within it and quickly share back to Facebook. You can also easily manage multiple Facebook accounts from the app.


The app also brings a native app look, feel, and performance to Facebook. That may not sound like much, but given the usage numbers, it definitely can’t be overlooked.


But while Friendly is very good, let’s be honest: if Facebook had their own app, most people would likely use that. People currently searching for “Facebook” on the iPad only have the third-party options — and this has tricked some people. And considering that many of these apps are paid apps, that has cost people money — something which Facebook can’t like too much.


So did Facebook pressure Friendly to go free? It doesn’t seem that way. Moutran says that Facebook has been very supportive of what they’ve been doing. “The Facebook Platform team in particular deserves kudos for their around the clock dedication at providing help and guidance to developers on iOS SDK,” he says.



Maybe we should take Friendly going free as a sign that an official app is coming? That also doesn’t seem all that likely given Facebook CEO Mark Zuckerberg’s recent words about the possibility.


While Moutran declined to talk about their revenue numbers, if you simply take the 500,000 user number and multiply it by the one dollar the app had sold for, you get $500,000 (before Apple takes their 30 percent cut). Of course, Moutran did say the 500,000 is active users, so it’s possible the app has been downloaded quite a bit more, bringing Oecoway even more money.


Now they’ll likely have to replace a lot of that money with ad revenue. Will it add up? Who knows, but this move will undoubtedly bring them a lot more users.


We’re really excited because Friendly for Facebook has been an extremely successful paid application. It’s held the top overall spot for paid applications for more than 40 days, and it’s been the top paid social media iPad app since we launched version 1.0. But we want as many people as possible to be able to experience Friendly for Facebook so that’s why we are making it free,” Moutran reiterates.


That’s great news for Facebook users and iPad lovers alike.


You can find the free version of Friendly here. And the paid version here.






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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

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Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


bench craft company scam

Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


bench craft company scam

Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.


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Bad <b>News</b> for College Students with Divorced Parents - MoneyBuilder <b>...</b>

Growing up with divorced parents presents plenty of challenges to children, many of which are well-documented. Time to add another one: college tuition. According to a study published this month by researchers from the University of ...

KQED Publishes at the Speed of <b>News</b> with WordPress « WordPress <b>...</b>

Three years later, KQED.org has more than 15 active WordPress sites, collaborates with other regional public media outlets on WordPress plugin development, and sees a future where WordPress helps them quickly deliver the news their ...

Let it Burn: California &#39;Bomb&#39; House Being Destroyed « Liveshots

Officials say it's the largest cache of homemade explosives ever found in a single location in the.